Terms and Conditions

1. Service provider

Numwisely is operated by Visualsofjulius OY, Business ID FI29419016, Aura, Finland. Contact: contact@visualsofjulius.com.

2. Scope of service

Numwisely provides tools for transaction upload and review, recurring expense tracking, invoice creation, schedule-based invoice sending, and related workflow support.

You remain responsible for verifying the accuracy of financial records, legal tax treatment, and final invoice content before sending to clients or authorities.

Numwisely is software, not an accountant, auditor, or tax advisor. Nothing in the service is professional, legal, or tax advice, and you should consult a qualified professional for your own situation.

AI features. Some features use AI to help extract, categorize, draft, or generate content. AI can be inaccurate or incomplete. AI output is provided as a suggestion only, is labeled as AI-assisted in the product, and you must verify any AI-extracted or AI-generated content before relying on it or sending it to anyone. AI processing of your documents runs only with your consent, which you can withdraw at any time.

3. Account responsibilities

• You must provide truthful account information and keep it updated.
• You are responsible for safeguarding your login credentials.
• You must not use the service for unlawful, abusive, or fraudulent activities.
• You are responsible for data uploaded by your account users.

4. Invoicing, e-invoicing, and payments

Invoice creation, schedule-based sending, and SMTP configuration are provided as operational tools. Delivery outcomes can depend on third-party email infrastructure and recipient-side filtering.

E-invoicing. Structured e-invoices (Peppol and Finnish Finvoice) are delivered through third-party operator networks. Delivery depends on the receiving network, operator availability, and the recipient being reachable, and requires a verified business profile.

Payment links. If you connect your own Stripe account, invoices can include a payment link. Payments are processed by Stripe directly into your Stripe account under your own agreement with Stripe. Numwisely never holds your funds and is not a payment institution.

You are responsible for verifying recipient details, lawful messaging practices, and invoice compliance in your jurisdiction before dispatch.

5. Acceptable use

• Do not attempt to breach, disrupt, reverse engineer, or overload the service.
• Do not upload malware, harmful content, or data you have no right to process.
• Do not use the platform to send unlawful or unsolicited mass email campaigns.

6. Availability, changes, and fees

We aim for reliable availability but cannot guarantee uninterrupted operation. We may update, change, or discontinue parts of the service when needed for legal, security, or operational reasons.

Numwisely is currently free of charge during early access. If we introduce paid plans or usage-based fees, we will announce them in advance, and they will only apply going forward.

7. Liability

To the fullest extent permitted by applicable law, the service is provided on an as-available basis. We are not liable for indirect, incidental, or consequential losses, including lost profits, business interruption, or reputational harm.

Nothing in these terms limits liability where such limitation is prohibited by mandatory law.

8. Data protection

Personal data handling is governed by the Privacy Policy. By using the service, you confirm you have a lawful basis for processing personal data you upload or manage in the platform.

9. Governing law and disputes

These terms are governed by the laws of Finland, without prejudice to mandatory consumer protections under applicable law. Disputes are handled by competent courts in Finland unless otherwise required by mandatory legislation.

10. Contact

For legal or contractual questions, contact contact@visualsofjulius.com.