Category reference

Entity-aware category lists

Personal expense categories

• "grocery store" — Supermarkets, hypermarkets and food stores.
• "restaurants" — Restaurants, cafés, bars, fast food, food delivery services.
• "transportation" — Trains, buses, taxis, ride-hailing services, city transit cards.
• "gas" — Fuel purchases at petrol stations.
• "parking" — Parking charges, garage fees, parking meters.
• "travel" — Travel bookings, package trips, short-term rentals, travel agencies.
• "flights" — Airline tickets, airport fees, flight-related purchases.
• "hotel" — Hotel stays specifically (overlap with travel is intentional — use whichever fits your reporting preference).
• "rent" — Monthly rent payments for your home.
• "household" — Furniture, home maintenance, appliances, cleaning supplies.
• "utilities" — Electricity, water, heating, internet and phone bills.
• "subscriptions" — Digital subscriptions: streaming, apps, software licenses.
• "insurance" — All insurance premiums: health, home, car, liability.
• "health" — Pharmacies, doctor visits, medical procedures, gym memberships.
• "personal care" — Hairdressers, cosmetics, spa and self-care services.
• "clothes" — Clothing and footwear purchases.
• "entertainment" — Cinema, concerts, events, games, hobbies.
• "education" — Courses, tuition, books, learning platforms.
• "gifts & donations" — Presents given and charitable donations.
• "taxes" — Personal tax payments.
• "fees & charges" — Bank fees, card fees, late fees, service charges.
• "transfers" — Account-to-account money movements that are not real spending.
• "other" — One-off expenses that do not fit another category.
• "unsure" — Fallback category assigned when the system cannot identify the transaction type. Always correct these in Review.

Business expense categories

• "taxes" — VAT payments, prepayments, corporate taxes.
• "payroll" — Wages, salaries and employer contributions.
• "contractors" — Subcontractor and freelancer invoices.
• "transfers" — Internal money movements between accounts.
• "bank fees" — Account fees, card fees, payment-provider charges.
• "subscriptions" — SaaS tools, software licenses, digital services.
• "office supplies" — Consumables and small office items.
• "equipment" — Hardware, machines, tools, devices.
• "inventory" — Stock, materials and goods for resale or production.
• "marketing" — Advertising, campaigns, sponsorships.
• "professional services" — Legal, accounting, consulting fees.
• "rent" — Office, studio or workspace rent.
• "utilities" — Electricity, internet and phone for business premises.
• "insurance" — Business insurance premiums.
• "travel", "flights", "hotel" — Business trips: bookings, tickets, accommodation.
• "restaurants" — Client meals and business dining.
• "transportation", "gas", "parking" — Getting around for work.
• "shipping" — Postage, couriers, freight.
• "training" — Courses and staff development.
• "health" — Occupational health costs.
• "other" — One-off business costs that fit nothing else.
• "unsure" — Fallback category; always correct these in Review.

Personal income categories

• "salary" — Regular payroll payments from an employer.
• "freelance" — Client payments, project fees, consulting invoices.
• "benefits" — Social benefits and public support payments.
• "pension" — Pension payments.
• "investment" — Dividends, interest, capital gains distributions.
• "rental income" — Income from renting out property.
• "tax refund" — Tax refunds from government authorities.
• "refund" — Refunds for purchases, subscription cancellations, service credits.
• "gift" — Financial gifts received.
• "transfers" — Incoming account-to-account movements that are not real income.
• "other income" — Fallback category for unidentified income. Always correct these in Review.

Business income categories

• "sales" — Revenue from selling products or goods.
• "services" — Revenue from services and project work.
• "interest" — Interest earned on business accounts.
• "investment" — Investment returns.
• "grants" — Public grants and subsidies.
• "tax refund" — Tax refunds from authorities.
• "refund" — Refunds on business purchases.
• "transfers" — Internal incoming movements.
• "other income" — Fallback category for unidentified income. Always correct these in Review.

Custom categories

When to use "unsure" vs reclassifying